Account Opening Gift1
The child will receive a special gift at account opening to make saving fun.
Teach Children the Importance of Saving 
Help teach kids to recognize money and learn the value of a swipe/tap of a card payment. This will help them become independent and confident in their saving habits before adulthood.
Special Offer Ends May 31
Saving for Their Future is a hop, skip, and a bounce away!
Have a child, grandchild, niece, or nephew age 14 or under? Open a NEW Power Saver account between April 1 - May 31 and we will deposit $15!* Plus, get a FREE Super Air LED Bouncy Ball, while supplies last. Hop on over to any of our locations to open a Power Saver account for the child in your life.
*Offer applies only to Power Saver Accounts opened April 1 - May 31, 2024. Opening deposit of $5.00 or more is required. No minimum balance required. The $15.00 deposit will be made to the account on or around August 30, 2024. Child’s social security number is required for account opening. As of March 26, 2024, the annual percentage yield is 0.03% with a balance of $5.00. The APY may change at any time. Cannot be combined with any other offer. Member FDIC
Power Saver Account Info
Account Info
- Must be opened in person by an adult over the age of 18
(such as a parent, grandparent, guardian, aunt or uncle). - Child's social security number is required for account opening
- $5 minimum opening deposit
- No monthly fee
- No minimum balance required to maintain this account
- Earn interest2 on your account balance View Deposit Rates
- Quarterly statements3 (eStatements are available)
- Account automatically switches to First Citizens Basic Savings at age 15
Personal Saving Trackers
These two different trackers offer a place for kids to keep track of their saving and spending, make calculations, and set goals all in one place.
SUPER SAVING TRACKER
For kids ages 5-8
MY MONEY LOG
For kids ages 9-12
Ask any personal banker or teller for either one of these items!
Birthday Deposit1
Our Power Savers receive a birthday postcard in the mail inviting them to stop in for a birthday deposit1.
Meet Our Power Saver Superheroes
Our Superhero Benny
“I like to read, play games, build and invent things. I often drive Nickelette crazy at times with my jokes. She’ll laugh even if she doesn’t think they’re funny because she’s my best friend. Together we’re an unbeatable team!”
Our Superhero Nickelette
“I LOVE nickels! I believe that nickels are the most unappreciated coin we have. Think about it. It has more value than a penny, more substance than a dime, and they can add up so FAST! You’ll often find me passing out nickels in the hopes that people will come to appreciate them as much as I do.”
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Join our Power Saver Group!
Stay up-to-date with the latest Power Saver financial education, activities, videos, news, and more!
Get to Know Benny
Get to Know Benny
“I like to read, play games, build and invent things. I often drive Nickelette crazy at times with my jokes. She’ll laugh even if she doesn’t think they’re funny because she’s my best friend. Together we’re an unbeatable team!”
Benny is one of our Power Saver superheroes. He is named after one of the Founding Fathers of the United States and the man on the $100 bill, Benjamin Franklin. Like Benjamin Franklin, Benny likes science, inventing things, and reading. He is always trying new and fun things and looks for ways to help out in the community. Benny tries to save his money but with the cost of things for his experiments he is not always the best at saving! He’ll keep trying though and with the help of his best friend, Nickelette, he’s sure to succeed!