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Save Your Money in a Safe Place
A savings account is a great option for saving your money in a safe place, whether it be for basic, vacation, or emergency savings. Saving money is a good habit to start, if you haven't already, to make sure you have funds available for any expenses you may have.
Account Information
- No Minimum to Open
- Quarterly statement*
- Earn Interest - Paid on the daily collected balance. Compounded and paid quarterly.
Fee Information
Maintain a $100 average collected balance, and we’ll waive the $2.00 monthly service charge.
Open Account Online Current Deposit Rates
*Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received. If you have a First Citizens checking account, your savings account statement will be provided to you monthly with your checking statement.
Basic Savings Account Rates
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| Basic Savings* | $0.01 | 0.03% | 0.03% |