Begin the path toward a child's financial future!
Account Info
- Minimum opening deposit: $5.00
- No minimum balance required to maintain this account
- Interest2 is earned on daily collected balance and paid quarterly
- No monthly service charge
- Quarterly statements3
(eStatements are available) - Account automatically switches to First Citizens Basic Savings at age 15
Account Opening Gift1
The child will receive a special gift at account opening to make saving fun.
Personal Savings Booklet
This will help the child keep track of their money.
Birthday Gift1
The child will receive an exclusive birthday gift each year.
Service Charges & Fees
- Dormant fee of $10.00 per month if account is inactive for two years
- Overdraft fee: $35.00
- Automatic transfer for overdraft protection: $10.00 per transfer
- Return mail fee: $10.00 per month
- Closed account fee of $35.00 if account is closed within first 90 days
1 Gifts are valued at less than $10.00 each.
2 Interest is variable and is subject to change daily.
3 Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received.
Financial Education
2021 Video Series
GAMES,
CRAFTS, & MORE!
Meet Our Superheroes - Benny & Nickelette
Benny Bio
“I like to read, play games, build and invent things. I often drive Nickelette crazy at times with my jokes. She’ll laugh even if she doesn’t think they’re funny because she’s my best friend. Together we’re an unbeatable team!”
Benny is a co-leader of the First Citizens Power Saver Club. He is named after one of the Founding Fathers of the United States and the man on the $100 bill, Benjamin Franklin. Like Benjamin Franklin, Benny likes science, inventing things, and reading. He is always trying new and fun things and looks for ways to help out in the community. Benny tries to save his money but with the cost of things for his experiments he is not always the best at saving! He’ll keep trying though and with the help of his best friend, Nickelette, he’s sure to succeed!
Nickelette Bio
“I LOVE nickels! I believe that nickels are the most unappreciated coin we have. Think about it. It has more value than a penny, more substance than a dime, and they can add up so FAST! You’ll often find me passing out nickels in the hopes that people will come to appreciate them as much as I do.”
Nickelette is a co-leader of the First Citizens Power Saver Club. She likes to say she is named after her favorite coin, the nickel. Nickelette is a thinker and planner. She comes up with a lot of the ideas for the club that she and Benny, her co-leader, like to do with their members.
Nickelette is an avid saver. She saves almost all the money she earns or gets for gifts. She has a plan and sticks to it. If you ask her, Nickelette would tell you that girls are just better at saving than boys, while her best friend Benny would say that boys are better. Nickelette encourages all kids to be POWER SAVERS like her and Benny!
Interested in opening a Power Saver Account?
This account must be opened in person by an adult over the age of 18 (such as a parent, grandparent, guardian, aunt or uncle).
Contact us to make an appointment!
