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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

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Home Personal Power Savers

Power Savers


Teach Children the Importance of Saving with a Power Saver Account!

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Account Info

  • Minimum opening deposit: $5.00
  • No minimum balance required to maintain this account
  • Interest2 is earned on daily collected balance and paid quarterly
  • No monthly service charge
  • Quarterly statements3
    (eStatements are available)
  • Account automatically switches to First Citizens Basic Savings at age 15

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Account Opening Gift1

The child will receive a special gift at account opening to make saving fun.

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Personal Saving Trackers

These two different trackers offer a place for kids to keep track of their saving and spending, make calculations, and set goals all in one place.


For kids ages 5-8


For kids ages 9-12

Ask a personal banker or teller for one and they'd be happy to get you one!

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Birthday Gift1

The child will receive an exclusive birthday gift each year.

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Service Charges & Fees

  • Dormant fee of $10.00 per month if account is inactive for two years
  • Overdraft fee: $35.00
  • Automatic transfer for overdraft protection: $10.00 per transfer
  • Return mail fee: $10.00 per month
  • Closed account fee of $35.00 if account is closed within first 90 days

1 Gifts are valued at less than $10.00 each. 2 Interest is variable and is subject to change daily.
3 Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received.

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Financial Education

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2021 Video Series

Watch the Videos

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Check Out the FUN


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Stay up-to-date with the latest Power Saver financial education, activities, videos, news, and more!

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Meet Our Superheroes - Benny & Nickelette

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Get to Know Benny

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Get to Know Nickelette

Want to open a Power Saver Account?

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This account must be opened in person by an adult over the age of 18
(such as a parent, grandparent, guardian, aunt or uncle).
Contact us to make an appointment!

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