Financial Experts Ready to Help
The key to a great relationship with an advisor is, well, trust. All of our Wealth Management team members have a wealth of experience helping individuals just like you achieve peace of mind.
Get in touch with any of our team members to learn how we can help you.
Wealth Management Team
Nicole Rognes Olson, JD, CFP®
Chief Wealth Management Officer
Location: Mason City West Branch
Phone: (641) 380-3451
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Nicole Rognes Olson, JD, CFP®
As Chief Wealth Management Officer, Nicole leads the Wealth Management Department with locations in Mason City and Charles City and serves on the Executive Leadership Committee of First Citizens Bank. In her role, she supports all internal teams within the Wealth Management Department and works directly with clients on complex matters involving estate planning and trust administration.
EXPERIENCE & EDUCATION
- Nicole has been with First Citizens since September 2017
- More than 10 years of legal and financial industry experience
- Juris Doctor, University of Iowa-College of Law
- B.B.A. Management, University of Iowa Tippie College of Business
- B.A. Spanish, University of Iowa-College of Liberal Arts
- Certified Financial Planner™
- Southeastern Trust School Certificant
COMMUNITY & PROFESSIONAL INVOLVEMENT
- One Vision Foundation Board Member
- Habitat for Humanity of North Iowa Board Member
- Iowa State Bar Association (ISBA)
- Iowa Academy of Trust & Estates Counsel
- Iowa Trust Association
PERSONAL
- Lives in Clear Lake with husband and 3 kids.
- Spends free time reading, traveling and enjoying friends and family.
CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.
Jim Anderson, AFIM
SVP, Trust Investment Officer
Location: Mason City West Branch
Phone: (641) 380-3422
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Jim Anderson, AFIM
In his role as Investment Officer, Jim collaborates with Brad Dummett, Investment Associate, to develop and administer investment portfolios for our clients. He oversees the development and implementation of Buy and Hold lists for equity, mutual funds, and ETF’s. Jim serves on the Bank’s Investment Committee, 401k/ESOP Committee, Trust Investment Committee and Wealth Investment Strategy Committee. Jim also serves as the investment liaison with our Outsourcing clients.
EXPERIENCE & EDUCATION
- Jim has been with First Citizens since February 1999
- More than 24 years of investment experience
- M.A. Administration, University of Iowa-College of Liberal Arts
- B.A. Resource Management, Mankato State University
- Accredited Fiduciary Investment Manager
COMMUNITY & PROFESSIONAL INVOLVEMENT
- Trinity Lutheran Church Usher
- Past Chair of Mason City Convention & Visitors Bureau
PERSONAL
- Lives in Mason City with wife.
- 2 grown children and 1 grandson.
- Spends free time riding horses, fishing and hunting.
Roberta Cornelius, CTFA, CSA, ACP
VP, Senior Trust Officer
Location: Mason City West Branch
Phone: (641) 380-3423
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Roberta Cornelius, CTFA, CSA, ACP
As Senior Trust Officer, Roberta oversees the fiduciary team providing guidance and expertise to our Trust Officers. In her role, she is experienced in coordinating the transfer of wealth among families and can help your family navigate trust and estate administration.
EXPERIENCE & EDUCATION
- Roberta has been with First Citizens since February 1997
- More than 35 years of legal/trust experience
- Graduate, North Iowa Area Community College
- Certified Trust and Financial Advisor (CTFA)
- Certified Senior Advisor (CSA)
- Advanced Certified Paralegal (ACP)
COMMUNITY & PROFESSIONAL INVOLVEMENT
- NIACC Business Advisory Board
- United Way Volunteer
PERSONAL
- Lives in Mason City with husband and dogs.
- Enjoys repurposing furniture, motorcycling, going outdoors and spending time with family.
Michael Castle, CFP®
VP, Wealth Advisor
Location: Mason City West Branch
Phone: (641) 422-1600
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Michael Castle, CFP®
As a Wealth Advisor, Mike works with clients to articulate and define their goals, and then design and implement a plan to achieve those goals. Mike serves on the Wealth Investment Strategy Committee and leads our Wealth Advisory team.
EXPERIENCE & EDUCATION
- Mike has been with First Citizens since 2018
- More than 17 years of financial services experience
- BBA Finance, University of Iowa
- CERTIFIED FINANCIAL PLANNER™
- Chartered Certified Life Underwriter (inactive)
COMMUNITY & PROFESSIONAL INVOLVEMENT
- Newman Catholic Foundation - Treasurer
- Epiphany Parish Finance Committee
- Coaches Newman High School Football
- Mason City Chamber of Commerce - Program Committee Chair
PERSONAL
- Enjoys boating and fishing.
- Mike and his wife Jenny have lived in Mason City since 2002. They have 3 children: Lily, Tim, and Monica.
CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.
Terry Bleile, CPA (inactive)
AVP, Wealth Advisor
Location: Mason City West Branch
Phone: (641) 380-3441
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Terry Bleile, CPA (inactive)
As Wealth Advisor, Terry works closely with individuals and businesses in accomplishing their financial goals. Terry brings a strong level of tax expertise to our team and is primary relationship management for retirement plan administration. He holds office hours in Mason City and Charles City.
EXPERIENCE & EDUCATION
- Terry has been with First Citizens since February 2018
- More than 25 years accounting and finance experience
- B.A. Accounting & Education, University of Northern Iowa
- Certified Public Accountant (inactive)
COMMUNITY & PROFESSIONAL INVOLVEMENT
- Wealth Investment Strategy Committee
- Mason City Chamber of Commerce
- Habitat for Humanity Board Member - Treasurer (past)
- Iowa Society of Certified Public Accountants Member
- American Institute of Certified Public Accountants Member
PERSONAL
- Enjoys coaching youth sports teams.
- Spends free time with family and friends.
Roxanne M. Carey, CTFA
VP, Trust Officer
Location: Charles City Branch
Phone: (641) 257-5050
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Roxanne M. Carey, CTFA
As Trust Officer, Roxanne serves as an integral part of our team. Her specialty is estate planning, trust administration, farm management, conservatorship administration, estates and assistance with bill pay accounts. She holds office hours in Charles City and New Hampton.
EXPERIENCE & EDUCATION
- Roxanne has been with First Citizens since May 1999
- More than 20 years of trust experience
- Cannon Financial Trust School
- Certified Trust and Financial Advisor
COMMUNITY & PROFESSIONAL INVOLVEMENT
- Trust Administration Committee
- Charles City Chamber of Commerce — Director
- Iowa Trust Association Member
- St. Michael’s Catholic Church — Religious Education Teacher
- Big Four Fair Volunteer
PERSONAL
- Actively involved with her two children’s activities.
- Lives on a farm.
- Enjoys family fishing and hunting with husband.
Mike Midtgaard, MBA
Trust Officer
Location: Mason City West Branch
Phone: (641) 380-3420
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Mike Midtgaard, MBA
As Trust Officer in the Mason City location, Mike focuses on farm management, trust and conservatorship administration, and self-directed IRAs.
EXPERIENCE & EDUCATION
- Mike has been with First Citizens since 2016
- More than 30 years of business consulting and financial analysis experience
- B.B.A. Finance, University of Iowa
- M.B.A., University of Minnesota
- Carlson School of Management
COMMUNITY & PROFESSIONAL INVOLVEMENT
- Trust Administration
- Iowa Trust Association
- Experimental Aircraft Association
- Aircraft Owners and Pilot Association
- Second Harvest Heartland
PERSONAL
- Enjoys flying, restoring classic airplanes and tractors, outdoor activities.
- Spends free time with family and friends.
Holly Miller
Relationship Manager
Location: Mason City West Branch
Phone: (641) 422-1600
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Holly Miller
As Relationship Manager, Holly coordinates with the Wealth Advisory team to ensure a strong client experience. She holds office hours in Mason City and Clarion.
EXPERIENCE & EDUCATION
- Holly has been with First Citizens since 2003
- More than 20 years banking and brokerage experience
- A.A., North Iowa Area Community College
- B.A. Social Work, University of Northern Iowa
COMMUNITY & PROFESSIONAL INVOLVEMENT
- Wealth Investment Strategy Committee
- Meals on Wheels
- Community Kitchen
PERSONAL
- Lives in Mason City with husband and two boys.
- Enjoys watching movies, going on bike rides, fishing, and sitting around the fire pit.
- Chicago Cubs fan.
Brad Dummett
Trust Investment Officer
Location: Mason City West Branch
Phone: (641) 380-3358
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Brad Dummett
As Associate Investment Officer, Brad carries out our investment philosophy through day to day portfolio management. Brad is integral in adopting new technology to provide enhanced investment management to both direct and outsource clients.
EXPERIENCE & EDUCATION
- Brad has been with First Citizens since 2013
- B.B.A. Finance, University of Northern Iowa
- Level II Chartered Financial Analyst Candidate
COMMUNITY & PROFESSIONAL INVOLVEMENT
- Wealth Investment Strategy Committee
- Trust Investment Committee
PERSONAL
- Enjoys golf.
- Spends time with family and friends.
Lora Mills, ATOP
Investment Specialist
Location: Charles City Branch
Phone: (641) 257-5042
Chelsea Frederick
Trust Officer
Location: Mason City West Branch
Phone: (641) 380-3427
Lauren Heuberger
Associate Trust Administrator I
Location: Mason City West Branch
Phone: (641) 380-3458
Courtney Hoffman
Associate Trust Administrator II
Location: Mason City West Branch
Phone: (641) 380-3426
Carol Juhl
Wealth Management Assistant
Location: Mason City West Branch
Phone: (641) 422-1600
Bryan Lathrop
Wealth Management Assistant
Location: Mason City West Branch
Phone: (641) 422-1600
Arcon Concepcion
Wealth Management Assistant
Location: Charles City Branch
Phone: (641) 257-5046
Amber Suby
Client Experience Associate
Location: Mason City West Branch
Phone: (641) 380-3457
Amanda Berding
Trust Operations Officer
Location: Mason City West Branch
Phone: (641) 380-3382
Steve Rowlet
Trust Operations Specialist
Location: Mason City West Branch
Phone: (641) 380-3429
Cheryl Rottinghaus
Trust Operations Specialist
Location: Mason City West Branch
Phone: (641) 380-3406
Erin Trask
Trust Operations Specialist
Location: Mason City West Branch
Phone: (641) 380-3459
Investment Center Team
Nicole Rognes Olson, JD, CFP®
Program Manager
Location: Mason City West Branch
Phone: (641) 380-3451
Michael J. Castle, CFP®
Investment Executive
Location: Mason City West Branch
Phone: (641) 380-3421
Holly A. Miller
Investment Executive
Location: Mason City West Branch
Phone: (641) 380-3425
Carol A. Juhl
Investment Associate
Location: Mason City West Branch
Phone: (641) 380-3361
Bryan J. Lathrop
Sales Assistant
Location: Mason City West Branch
Phone: (641) 380-3391
Arcon A. Concepcion
Associate Investment Executive
Location: Charles City Branch
Phone: (641) 257-5046
*Securities and insurance products are offered through Cetera Investment Services LLC, (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
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