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Mason City (641)423-1600 Change Location

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Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
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  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

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    124 West Main Street
    New Hampton, IA 50659

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    501 Main Street
    Osage, IA 50461

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Home Wealth Management Education Center

Education Center



Wealth Management Education

Jump to: Financial Calculators | Helpful Articles | Blog Posts | Educational Videos | Economic Updates


We Want to Help Educate You!

Contact Us |  641-422-1600 |

Nicole Rognes Olson, JD, CFP®

Chief Wealth Management Officer

Jim Anderson, AFIM

SVP, Trust Investment Officer

Michael Castle, CFP®

VP, Wealth Advisor

Roberta Cornelius, CTFA, CSA, ACP

VP, Senior Trust Officer

Financial Calculators
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 Helpful Articles

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Investments Terms You Should Know

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 Our Blog Posts

Create a Budget With Purpose

May 24, 2021

For many Americans, the idea of an unanticipated expense, like a car breaking down, is cringeworthy. If you had to come up with $5000 today to pay for a car repair, how would you feel? Are your palms sweating? What if instead of your car needing a repair, you experience an unexpected job loss? Now, do we have your attention?  Although “Budgeting” is our topic this month we didn’t want to scare you with bringing up this dreaded word before grabbing your attention. Too often,

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Saving for College

April 26, 2021

Parents and grandparents often ask our team, “What are the best ways to save for college?” Despite escalating costs, and the debate as to whether a four-year degree is worth it, having a college education continues to open many doors to success. As college tuition and expenses continue to escalate, including college savings in your overall financial plan becomes increasingly important. How much does college cost? Before we can plan for college, we need to understand the potential

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Basic Financial Planning

March 29, 2021

How comfortable are you with your future finances? Do you have a financial plan? It's not just about retirement. It's about budgeting, planning, and investing for your future.  When it comes to the financial planning process, we utilize a tool called eMoney to assist clients in developing a financial plan. A plan includes the collaboration of members of the wealth advisory, fiduciary, and investment teams of First Citizens Wealth Management as well as coordination with outside professionals.

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Caring for an Aging Parent? You Are Not Alone.

February 22, 2021

For many people, one of the most difficult conversations to have involves talking with an aging parent about declining health. The shifting of roles often creates strong emotions. Family dynamics can also lead to tension when siblings don’t all agree on the best course of action.    All too often, critical conversations don’t occur until problems have arisen, and sometimes they never happen at all. Over the years, we’ve helped many families navigate these conversations.

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Estate Planning in 2021

January 25, 2021

Last year, we kicked off January by providing education centered around the important topic of estate planning. As we begin 2021 and transition to a new administration in Washington, it is yet again a good time to remind our valued clients of the importance of estate planning. A couple things to consider in 2021:  Get organized. Often, families are left gathering statements and searching out information in the wake of an unexpected loss. A new year is a great time to gather your information

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A Relationship That Goes Beyond Banking

October 26, 2020

We may have told you a time or two, but here at First Citizens Wealth Management, we’re A Team You Can TRUST.  And in this article, we’re going to explore yet another reason why. Did you know we offer retirement planning services on more than just an individual level? We’ve entered a partnership with EPIC Retirement Plan Services (EPIC RPS) to provide you and your business with retirement plan services. First let’s discuss why it’s important to offer a retirement

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Have You Thought About Retirement Planning?

September 28, 2020

As we transition from warm summer weather into crisp fall days, it’s a good time to think about the future. Retirement planning is such an important part of your future, and it starts with thinking about your retirement goals. And not just your goals, but how long you have to meet them, how important each one is, and the likelihood that you can make it all happen. There are so many things to think about. What expenses will you have in retirement? What other income will you have? What about

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Curious About Weekly Market Summaries?

July 29, 2019

Weekly Market Summaries is a feature in the Resources section under Wealth Management on our website. The summaries contain information on the Dow, S&P 500, NASDAQ, Russell 2000, Global Dow, Federal Funds interest rate, and 10-year Treasury yields as well as highlights of past and future economic data. Want to know what the market summaries are for this week? If so, click here. Products provided by First Citizens Wealth Management are not insured by the FDIC, are not deposits of

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What to Bring to an Estate Planning Consultation with our Team

July 1, 2019

Do you have all your ducks in a row with your estate plan? If you answer yes, let me ask you when the last time you reviewed it was? Are you clear on what happens when you die? Yes, I said it…when you die. There are few guarantees in life but one that I can guarantee you is that you will, in fact, die. Having practiced probate law myself, I have seen the negative impact of failing to accept that fact until it is too late. The widow sorting through stacks of documents trying to locate everything

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Time for a Mid-Year Investment Check

May 27, 2019

Many investors may be inclined to review their portfolios only when markets hit a rough patch, but careful planning is essential in all economic climates. So whether the markets are up or down, periodically reviewing your portfolio with your financial professional can be an excellent way to keep your investments on track, and midway through the year is a good time for a checkup. Here are three questions to consider. 1. How have my investments performed so far this year? Review a summary of your

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Let's Talk About Risk

April 29, 2019

In the last Wealth Management blog post entitled "What Am I Really Paying for My Investments", we discussed various types of fees and expenses associated with investments. At the end of the day, building a solid investment strategy requires understanding not only the cost to do so but also your unique risk and reward preferences. Our team has been incorporating a cutting edge tool to assist demystifying the conversation around risk.   How does it work? Simply click here and you will run through

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What Am I Really Paying For My Investments?

March 25, 2019

This is a question that all clients of financial advisors should know the answer to, but unfortunately, we suspect few people really have a good handle on. At First Citizens Wealth Management, we feel that one of the most important things we can do is be very transparent about the fees and expenses associated with being a client of our organization. Here is a brief overview of the different types of costs a client may pay when working with a financial advisor: Commissions: This was once the

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Famous People Who Failed to Plan Properly

January 28, 2019

It's almost impossible to overstate the importance of taking the time to plan your estate. Nevertheless, it's surprising how many American adults haven't done so. You might think that those who are rich and famous would be way ahead of the curve when it comes to planning their estates properly, considering the resources and lawyers presumably available to them. Yet there are plenty of celebrities and people of note who died with inadequate (or nonexistent) estate plans. Most recently The

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 Educational Videos





Saving for College

Basic Financial Planning



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Estate Planning

Caring for an Aging Parent

 2021 Economic Updates



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