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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

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Home Personal Debit Cards

Debit Cards


The paper or plastic decision goes beyond the grocery store...

Choose Plastic with a
First Citizens Debit Card!

We offer a debit card that allows you to pay for purchases without writing a check or having to carry cash. When you do need cash, you can withdraw cash from an ATM.

MasterCard® Debit Card

Our MasterCard® debit card is linked to your checking account, automatically deducting money when you make a purchase. Plus, all your purchases show up in your Online & Mobile Banking, making it easier to see where you’re spending your money.
Must meet current underwriting guidelines. Must have a First Citizens checking account.

Card activation/Customize your PIN: 1-800-717-4923

Security Features

We offer a few security features that are included with your First Citizens debit card.

FICO™ Falcon®
Text Fraud Alerts

Prevent debit card fraud with this security tool.

Learn More

3D Secure through
MasterCard® SecureCode™

A technology that helps protect card accounts against unauthorized e-commerce transactions.

Learn More

The best banks in Iowa offer fraud protection. Brella keeps you safe and secure with monitoring tools.

Brella Fraud Protection
with Mobile App

We offer a fraud prevention tool to monitor debit card activity with Brella.

Learn More

Perks of Using Plastic

Ka'Ching Debit Card Rewards 1,2

Use your First Citizens debit card and earn up to $10 a month.

Learn More


Every time you make a debit card purchase, your savings grows!

Learn More

Pay with Your Digital Wallet

Carry your debit card info in a secure digital form on your mobile device.

Learn More

A BaZing Plus Checking Account or BaZing Checking Account is required to earn Ka'Ching Rewards.
2 First Citizens Bank reserves the right to change or discontinue this program at any time without further notice.

Interested in getting a debit card? Stop in to any of our First Citizens locations to talk with us!


Important Information

  • Want to change your PIN number? Call 1-800-717-4923 or visit any First Citizens ATM and look for the menu option on the main screen.
  • If you have a lost or stolen debit card:
    If during normal bank hours, please call us at 800-423-1602.
    If during non-bank hours, please call SHAZAM at 1-800-383-8000. For more information about SHAZAM, go to the SHAZAM website.
  • For information about the Automatic Billing Updater(ABU) service from MasterCard®, click here.
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