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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

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Home Personal Debit Cards

Debit Cards


The paper or plastic decision goes beyond the grocery store...

Choose Plastic with a
First Citizens Debit Card!

We offer a debit card that allows you to pay for purchases without writing a check or having to carry cash. When you do need cash, you can withdraw cash from an ATM.

We provide Text Fraud Alerts as part of our debit card program.

MasterCard® Debit Card

Our MasterCard® debit card is linked to your spending account, automatically deducting money when you make a purchase. Plus, all your purchases show up in your Online & Mobile Banking, making it easier to see where you’re spending your money.
Must meet current underwriting guidelines. Must have a First Citizens spending account.

Card activation/Customize your PIN: 1-800-717-4923

Perks of Using Plastic

Ka'Ching Debit Card Rewards 1,2

Use your First Citizens debit card and earn up to $10 a month.

Learn More


Build up your savings account with uSave. Every time you make a debit card purchase, your savings grows!

Learn More

Brella Fraud Protection

For safety and security, we offer a fraud prevention tool to monitor debit card activity with Brella.

Learn More

A BaZing Plus Spending Account or BaZing Spending Account is required to earn Ka'Ching Rewards.
2 First Citizens Bank reserves the right to change or discontinue this program at any time without further notice.

Interested in getting a debit card? Stop in to any of our First Citizens locations to talk with us!

Pay with your Digital Wallet

A digital wallet is a way to carry your credit and debit card information in a secure digital form on your mobile device such as a smartphone, smartwatch, or tablet.

Learn More

Important Information

  • Want to change your PIN number? Call 1-800-717-4923 or visit any First Citizens ATM and look for the menu option on the main screen.
  • If you have a lost or stolen debit card:
    If during normal bank hours, please call the First Citizens Bank location nearest you.
    If during non-bank hours, please call SHAZAM at 1-800-383-8000. For more information about SHAZAM, go to the SHAZAM website.
  • For frequently asked questions about MasterCard® SecureCode™ and 3D Secure, click here.
  • For information about the Automatic Billing Updater(ABU) service from MasterCard®, click here.
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