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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

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Home Business Cash Management

Cash Management


Service to Streamline and Optimize Your Cash Flow

It’s easy to get caught up in the day to day tasks of managing your business and its finances. We’re here to ensure you’re not leaving money on the table or wasting your time.

Our Cash Management services focus on three goals:

  1. Increase your cash flow
  2. Save you time
  3. Grow any excess funds

Services designed to boost your bottom line and save you time

Merchant Credit Card Services*

Do you only accept cash? You could be missing out on more potential business.

Merchant Credit Card Services expand your potential customer base by giving you the ability to accept Visa® and MasterCard credit cards.

  • Expand your customer base
  • Reduce your check losses
  • Increase your cash flow

Contact your nearest First Citizens office today and ask to speak with a personal banker about Merchant Credit Card Services to get started.

Digital Deposits

Why waste valuable time making multiple trips a week to one of our offices to deposit business checks. With Digital Deposit, you can deposit checks right from your workplace.

All you need is a PC connected to the internet and a scanner. Our staff will help you setup the software and teach you how to use the system.

Depositing checks just became easy and fun!

ACH Origination Services

With this service, you have the power to collect and submit payments electronically to and from your customers’ accounts.

*Protecting your customer’s data is more important than ever. With several new Payment Card Industry Data Security Standard (PSI DSS) requirements, the responsibility of protection, prevention, and security of cardholder data is up to the business owner. These requirements may include completing a self-assessment questionnaire, conducting periodic network system scans, and/or completing an annual onsite security audit.


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