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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Hours
Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
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Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

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Home Personal Home Loans Residential Construction Loans

Residential Construction Loans

 


 SPECIAL RATES
Residential Construction Loans

Rates as LOW as 2.875% | 5.132% APR

Closing Costs: Normal Costs + 1% Origination Fee


No origination fee on the long-term loan IF your construction loan was with First Citizens Bank
(You must apply & qualify for the long-term loan. Normal credit standards apply.)

Rates subject to change. Special credit standards apply to this product. Residential home loans only. Other residential construction programs are available. See a home loan expert for complete details. Not for use with investment property. 2.875% rate requires a minimum 740 Beacon score, 80% maximum total loan-to-value, and a debt-to-income ratio of 38% maximum. First Citizens Bank Checking Account required. Equal Housing Lender. Member FDIC.

 Contact Us | Lock In Your Rate Today!

 

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Charles City

Image of Ryan Venz

Ryan Venz
AVP, Real Estate Lending
NMLS# 1633623
 641-422-1600

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Clarion & Kanawha

Image of Gene Rosenbaum

Gene Rosenbaum
VP, Lending Officer
NMLS# 401695
 641-494-5822

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Mason City

Image of Dawn Braun

Dawn Braun
VP Real Estate Lending Officer
NMLS# 401691
 641-380-3347

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Mason City

Image of Kelly Rush

Kelly Rush
VP Real Estate Lending Officer
NMLS# 401697
 641-380-3326

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New Hampton

Image of Susie Anderson

Susie Anderson
Private Banker/Business Banking Administrator
NMLS# 624042
 641-494-5864

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Osage

Image of Trever Olsen

Trever Olsen
VP, Lending Officer
NMLS# 1314367
 641-494-5872

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Mora, MN

Image of Elizabeth (Beth) Brandt

Elizabeth (Beth) Brandt
AVP, Lending Officer
NMLS# 1253808
 320-209-6403

Visit My Site

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Mora, MN

Image of Andrea Fix

Andrea Fix
VP, Lending Officer
NMLS# 1775908
 320-209-6407

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