Skip to Content

Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Hours
Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Latimer Branch
    119 North Akir Street
    Latimer, IA 50452

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

mail icon Search Icon Menu
Welcome

Welcome!

Start navigating site here or scroll down

Close
Home Personal Home Loans Residential Construction

Residential Construction

 

Special Rates!

Residential Construction Loans

AS LOW AS

3.625% | 6.202% APR

3.875% | 6.457% APR

 

  • 11 Month Term
  • Closing Costs: 1% + Normal Closing Costs
  • No origination fee on the long-term loan when your construction loan is with First Citizens Bank!

 

 

As of 01/21/2020 the 30-year secondary market fixed-rate loan is 3.625% with a 3.886% APR, APRs based on a $200,000 loan. Rates subject to change. Special credit standards apply to this product. Residential home loans only. Other residential construction programs are available. See a home loan expert for complete details. Not for use with investment property. 3.625% rate requires a minimum 740 Beacon score, 80% maximum total loan-to-value, and a debt-to-income ratio of 38% maximum. 3.875% rate requires a minimum 700 Beacon score, 80% maximum loan-to-value, and a debt-to-income ratio of 38% maximum. First Citizens Bank Spending Account required.
Contact Us
Back to Top