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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401


Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
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Change Preferred Branch

  • Charles City Branch
    300 North Main Street - Charles City

  • Clarion Branch
    315 Central Avenue East - Clarion

  • Kanawha Branch
    220 North Main Street - Kanawha

  • Latimer Branch
    119 North Akir Street - Latimer

  • Mason City State Street Branch
    33 East State Street - Mason City

  • Mason City West Branch
    2601 4th Street SW - Mason City

  • Mora Branch
    730 Forest Ave East - Mora

  • New Hampton Branch
    124 West Main Street - New Hampton

  • Osage Branch
    501 Main Street - Osage

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Special Rates!

Residential Construction Loans


3.625% | 6.202% APR

3.875% | 6.457% APR


  • 11 Month Term
  • Closing Costs: 1% + Normal Closing Costs
  • No origination fee on the long-term loan when your construction loan is with First Citizens Bank!



As of 01/21/2020 the 30-year secondary market fixed-rate loan is 3.625% with a 3.886% APR, APRs based on a $200,000 loan. Rates subject to change. Special credit standards apply to this product. Residential home loans only. Other residential construction programs are available. See a home loan expert for complete details. Not for use with investment property. 3.625% rate requires a minimum 740 Beacon score, 80% maximum total loan-to-value, and a debt-to-income ratio of 38% maximum. 3.875% rate requires a minimum 700 Beacon score, 80% maximum loan-to-value, and a debt-to-income ratio of 38% maximum. First Citizens Bank Spending Account required.
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