Special Rates!
Residential Construction Loans
AS LOW AS
3.625% | 6.202% APR
3.875% | 6.457% APR
- 11 Month Term
- Closing Costs: 1% + Normal Closing Costs
- No origination fee on the long-term loan when your construction loan is with First Citizens Bank!
As of 01/21/2020 the 30-year secondary market fixed-rate loan is 3.625% with a 3.886% APR, APRs based on a $200,000 loan. Rates subject to change. Special credit standards apply to this product. Residential home loans only. Other residential construction programs are available. See a home loan expert for complete details. Not for use with investment property. 3.625% rate requires a minimum 740 Beacon score, 80% maximum total loan-to-value, and a debt-to-income ratio of 38% maximum. 3.875% rate requires a minimum 700 Beacon score, 80% maximum loan-to-value, and a debt-to-income ratio of 38% maximum. First Citizens Bank Spending Account required.
