SPECIAL RATES
Residential Construction Loans
Rates as LOW as 2.875% | 5.132% APR
Closing Costs: Normal Costs + 1% Origination Fee
No origination fee on the long-term loan IF your construction loan was with First Citizens Bank
(You must apply & qualify for the long-term loan. Normal credit standards apply.)
Rates subject to change. Special credit standards apply to this product. Residential home loans only. Other residential construction programs are available. See a home loan expert for complete details. Not for use with investment property. 2.875% rate requires a minimum 740 Beacon score, 80% maximum total loan-to-value, and a debt-to-income ratio of 38% maximum. First Citizens Bank Checking Account required. Equal Housing Lender. Member FDIC.
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