Helping You Make the Most of Your Money
Rates and annual percentage yields (APY) effective as of January 31, 2023. Subject to change. Contact us with any questions.
Checking Accounts
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| BaZing Plus | $1,000 | 0.03% | 0.03% |
Savings Accounts
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| Basic Savings* | $0.01 | 0.03% | 0.03% |
| Power Savers** | $0.01 | 0.03% | 0.03% |
| Platinum Savings*** | $9,999.99 and below | 0% | 0% |
| Platinum Savings*** | $10,000.00 - $49,999.99 | 1.90% | 1.92% |
| Platinum Savings*** | $50,000.00 - $99,999.99 | 2.35% | 2.38% |
| Platinum Savings*** | $100,000.00 - $249,999.99 | 2.85% | 2.89% |
| Platinum Savings*** | $250,000.00 and above | 3.15% | 3.20% |
Certificates of Deposit
6 Month Term**
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 2.95% | 2.97% |
| $5,000 - $24,999 | 3.05% | 3.07% |
| $25,000.00 - $49,999.99 | 3.15% | 3.17% |
| $50,000.00 and above | 3.20% | 3.23% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
12 Month Term**
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 3.30% | 3.34% |
| $5,000 - $24,999 | 3.40% | 3.44% |
| $25,000.00 - $49,999.99 | 3.50% | 3.55% |
| $50,000.00 and above | 3.55% | 3.60% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
18 Month Term***
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 3.55% | 3.60% |
| $5,000 - $24,999 | 3.65% | 3.70% |
| $25,000.00 - $49,999.99 | 3.75% | 3.80% |
| $50,000.00 and above | 3.80% | 3.85% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
24 Month Term***
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 3.75% | 3.80% |
| $5,000 - $24,999 | 3.85% | 3.91% |
| $25,000.00 - $49,999.99 | 3.95% | 4.01% |
| $50,000.00 and above | 4.00% | 4.06% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
36 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 3.70% | 3.75% |
| $5,000 - $24,999 | 3.80% | 3.85% |
| $25,000.00 - $49,999.99 | 3.90% | 3.96% |
| $50,000.00 and above | 3.95% | 4.01% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
48 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 3.75% | 3.80% |
| $5,000 - $24,999 | 3.85% | 3.91% |
| $25,000.00 - $49,999.99 | 3.95% | 4.01% |
| $50,000.00 and above | 4.00% | 4.06% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
60 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 3.85% | 3.91% |
| $5,000 - $24,999 | 3.90% | 3.96% |
| $25,000.00 - $49,999.99 | 4.00% | 4.06% |
| $50,000.00 and above | 4.05% | 4.11% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
Minimum balance to open is $1,000.We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). A withdrawal and/or fees could reduce earnings on these accounts.
Ask a personal banker for minimum balance to open and other account information.
** Penalty for early withdrawal will be equal to 90 days interest.
*** Penalty for early withdrawal will be equal to 180 days interest.
**** Penalty for early withdrawal will be equal to 365 days interest.