Helping You Make the Most of Your Money
Rates and annual percentage yields (APY) effective as of July 7, 2020. Subject to change. See us for details.
Spending Accounts
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| BaZing Plus | $1,000 | 0.10% | 0.10% |
Savings Accounts
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| Basic Savings* | $0.01 | 0.15% | 0.15% |
| Platinum Savings** | $9,999.99 and below | 0% | 0% |
| Platinum Savings** | $10,000.00 - $49,999.99 | 0.25% | 0.25% |
| Platinum Savings** | $50,000.00 - $99,999.99 | 0.25% | 0.25% |
| Platinum Savings** | $100,000.00 - $249,999.99 | 0.25% | 0.25% |
| Platinum Savings** | $250,000.00 and above | 0.25% | 0.25% |
High Balance Savings*
Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|
| $9,999.99 and below | 0% | 0% |
| $10,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00 - $49,999.99 | 0.18% | 0.18% |
| $50,000.00 - $99,999.99 | 0.20% | 0.20% |
| $100,000.00 and above | 0.25% | 0.25% |
*Minimum balance to open is $10,000. $100 minimum average collected balance is required to avoid a service charge. If the minimum average collected balance is not met, a $2.00 monthly service charge will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.
Certificates of Deposit
6 Month Term**
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | .30% | .30% |
| $5,000 - $24,999 | .35% | .35% |
| $25,000.00 - $49,999.99 | .45% | .45% |
| $50,000.00 and above | .50% | .50% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
12 Month Term**
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | .50% | .50% |
| $5,000 - $24,999 | .55% | .55% |
| $25,000.00 - $49,999.99 | .65% | .65% |
| $50,000.00 and above | .70% | .70% |
Interest compounds and is paid at maturity. Minimum balance to open is $1,000.
18 Month Term***
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | .60% | .60% |
| $5,000 - $24,999 | .65% | .65% |
| $25,000.00 - $49,999.99 | .75% | .75% |
| $50,000.00 and above | .80% | .80% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
24 Month Term***
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | .70% | .70% |
| $5,000 - $24,999 | .75% | .75% |
| $25,000.00 - $49,999.99 | .85% | .85% |
| $50,000.00 and above | 0.90% | 0.90% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
36 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | .75% | .75% |
| $5,000 - $24,999 | .80% | .80% |
| $25,000.00 - $49,999.99 | .90% | .90% |
| $50,000.00 and above | 1.00% | 1.00% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
48 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | .90% | .90% |
| $5,000 - $24,999 | .95% | .95% |
| $25,000.00 - $49,999.99 | 1.00% | 1.00% |
| $50,000.00 and above | 1.10% | 1.10% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
60 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 1.00% | 1.00% |
| $5,000 - $24,999 | 1.05% | 1.05% |
| $25,000.00 - $49,999.99 | 1.10% | 1.10% |
| $50,000.00 and above | 1.20% | 1.21% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
Minimum balance to open is $1,000.We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). A withdrawal and/or fees could reduce earnings on these accounts.
Ask a personal banker for minimum balance to open and other account information.
** Penalty for early withdrawal will be equal to 90 days interest.
*** Penalty for early withdrawal will be equal to 180 days interest.
**** Penalty for early withdrawal will be equal to 365 days interest.
