Helping You Make the Most of Your Money
Rates and annual percentage yields (APY) effective as of July 16, 2019. Subject to change. See us for details.
Spending Accounts
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| BaZing Plus | $1,000 | 0.20% | 0.20% |
Savings Accounts
| Account | Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|---|
| Basic Savings* | $0.01 | 0.15% | 0.15% |
| Platinum Savings** | $9,999.99 and below | 0% | 0% |
| Platinum Savings** | $10,000.00 - $49,999.99 | 0.84% | 0.84% |
| Platinum Savings** | $50,000.00 - $99,999.99 | 1.39% | 1.40% |
| Platinum Savings** | $100,000.00 - $249,999.99 | 1.64% | 1.65% |
| Platinum Savings** | $250,000.00 and above | 1.89% | 1.91% |
High Balance Savings*
Daily minimum balance to earn APY | Interest Rate | APY |
|---|---|---|
| $9,999.99 and below | 0% | 0% |
| $10,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00 - $49,999.99 | 0.18% | 0.18% |
| $50,000.00 - $99,999.99 | 0.20% | 0.20% |
| $100,000.00 and above | 0.25% | 0.25% |
*Minimum balance to open is $10,000. $100 minimum average collected balance is required to avoid a service charge. If the minimum average collected balance is not met, a $2.00 monthly service charge will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.
Certificates of Deposit
6 Month Term**
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 1.00% | 1.00% |
| $5,000 - $24,999 | 1.10% | 1.10% |
| $25,000.00 - $49,999.99 | 1.15% | 1.15% |
| $50,000.00 and above | 1.20% | 1.20% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
12 Month Term**
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 1.20% | 1.21% |
| $5,000 - $24,999 | 1.25% | 1.26% |
| $25,000.00 - $49,999.99 | 1.35% | 1.36% |
| $50,000.00 and above | 1.40% | 1.41% |
Interest compounds and is paid at maturity. Minimum balance to open is $1,000.
18 Month Term***
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 1.25% | 1.26% |
| $5,000 - $24,999 | 1.35% | 1.36% |
| $25,000.00 - $49,999.99 | 1.40% | 1.41% |
| $50,000.00 and above | 1.50% | 1.51% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
24 Month Term***
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 1.45% | 1.46% |
| $5,000 - $24,999 | 1.55% | 1.56% |
| $25,000.00 - $49,999.99 | 1.60% | 1.61% |
| $50,000.00 and above | 1.70% | 1.71% |
Interest compounds and is paid quarterly. Minimum balance to open is $1,000.
36 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 1.75% | 1.76% |
| $5,000 - $24,999 | 1.85% | 1.86% |
| $25,000.00 - $49,999.99 | 1.90% | 1.91% |
| $50,000.00 and above | 2.00% | 2.02% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
48 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 1.95% | 1.96% |
| $5,000 - $24,999 | 2.05% | 2.07% |
| $25,000.00 - $49,999.99 | 2.10% | 2.12% |
| $50,000.00 and above | 2.20% | 2.22% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
60 Month Term****
Tier Balance | Interest Rate | APY |
|---|---|---|
| $1,000 - $4,999.99 | 2.20% | 2.22% |
| $5,000 - $24,999 | 2.30% | 2.32% |
| $25,000.00 - $49,999.99 | 2.35% | 2.37% |
| $50,000.00 and above | 2.45% | 2.47% |
Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.
Minimum balance to open is $1,000.We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). A withdrawal and/or fees could reduce earnings on these accounts.
Ask a personal banker for minimum balance to open and other account information.
** Penalty for early withdrawal will be equal to 90 days interest.
*** Penalty for early withdrawal will be equal to 180 days interest.
**** Penalty for early withdrawal will be equal to 365 days interest.
