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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel.(641)423-1600

Hours
Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street - Charles City

  • Clarion Branch
    315 Central Avenue East - Clarion

  • Kanawha Branch
    220 North Main Street - Kanawha

  • Latimer Branch
    119 North Akir Street - Latimer

  • Mason City State Street Branch
    33 East State Street - Mason City

  • Mason City West Branch
    2601 4th Street SW - Mason City

  • Mora Branch
    730 Forest Ave East - Mora

  • New Hampton Branch
    124 West Main Street - New Hampton

  • Osage Branch
    501 Main Street - Osage

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Helping You Make the Most of Your Money

Rates and annual percentage yields (APY) effective as of July 17, 2018. Subject to change. See us for details.

Checking Accounts

Checking Accounts
Account

Daily minimum balance to earn APY

Interest Rate

APY

BaZing Plus Checking

$1,000

0.25%

0.25%

 
*There is no minimum balance to open. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the collected balance in the account each day. You must maintain a balance of at least $1,000 in the account each day to obtain the disclosed annual percentage yield and avoid the $8 monthly maintenance fee. Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.

Savings Accounts

Savings Accounts
Account

Daily minimum balance to earn APY

Interest Rate

APY

Basic Savings*

$0.01

0.15%

0.15%

Platinum Savings**$9,999.99 and below0%0%
Platinum Savings**$10,000.00 - $49,999.990.65%0.65%
Platinum Savings**$50,000.00 - $99,999.991.15%1.16%
Platinum Savings**$100,000.00 - $249,999.991.40%1.41%
Platinum Savings**$250,000.00 and above1.65%1.66%
*There is no minimum balance to open. $100 minimum average collected balance is required to avoid a service charge. If the minimum average collected balance is not met, a $2.00 monthly service charge will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.
**No minimum balance to open. $10,000 minimum average collected balance is required to avoid a service charge.If the minimum average collected balance is not met, a $25.00 monthly service charge will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.
 

High Balance Savings*

High Balance Savings

Daily minimum balance to earn APY

Interest Rate

APY

$9,999.99 and below0%0%
$10,000.00 - $24,999.990.15%0.15%
$25,000.00 - $49,999.990.18%0.18%
$50,000.00 - $99,999.990.20%0.20%
$100,000.00 and above0.25%0.25%

*Minimum balance to open is $10,000. $100 minimum average collected balance is required to avoid a service charge. If the minimum average collected balance is not met, a $2.00 monthly service charge will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.


Certificates of Deposit

6 Month Term**

6 Month Term

Tier Balance

Interest Rate

APY

$1,000 - $4,999.991.00%1.00%
$5,000 - $24,9991.10%1.10%
$25,000.00 - $49,999.991.15%1.15%
$50,000.00 and above1.20%1.20%

Interest compounds and is paid quarterly. Minimum balance to open is $1,000.

12 Month Term**

12 Month Term

Tier Balance

Interest Rate

APY

$1,000 - $4,999.991.20%1.21%
$5,000 - $24,9991.25%1.26%
$25,000.00 - $49,999.991.35%1.36%
$50,000.00 and above1.40%1.41%

Interest compounds and is paid at maturity. Minimum balance to open is $1,000.

18 Month Term***

18 Month Term

Tier Balance

Interest Rate

APY

$1,000 - $4,999.991.25%1.26%
$5,000 - $24,9991.35%1.36%
$25,000.00 - $49,999.991.40%1.41%
$50,000.00 and above1.50%1.51%

Interest compounds and is paid quarterly. Minimum balance to open is $1,000.

24 Month Term***

24 Month Term

Tier Balance

Interest Rate

APY

$1,000 - $4,999.991.45%1.46%
$5,000 - $24,9991.55%1.56%
$25,000.00 - $49,999.991.60%1.61%
$50,000.00 and above1.70%1.71%

Interest compounds and is paid quarterly. Minimum balance to open is $1,000.

36 Month Term****

36 Month Term

Tier Balance

Interest Rate

APY

$1,000 - $4,999.991.75%1.76%
$5,000 - $24,9991.85%1.86%
$25,000.00 - $49,999.991.90%1.91%
$50,000.00 and above2.00%2.02%

Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.

48 Month Term****

48 Month Term

Tier Balance

Interest Rate

APY

$1,000 - $4,999.991.95%1.96%
$5,000 - $24,9992.05%2.07%
$25,000.00 - $49,999.992.10%2.12%
$50,000.00 and above2.20%2.22%

Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.

60 Month Term****

60 Month Term

Tier Balance

Interest Rate

APY

$1,000 - $4,999.992.20%2.22%
$5,000 - $24,9992.30%2.32%
$25,000.00 - $49,999.992.35%2.37%
$50,000.00 and above2.45%2.47%

Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.

Minimum balance to open is $1,000.We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). A withdrawal and/or fees could reduce earnings on these accounts.

Ask a personal banker for minimum balance to open and other account information.

** Penalty for early withdrawal will be equal to 90 days interest.

*** Penalty for early withdrawal will be equal to 180 days interest.

**** Penalty for early withdrawal will be equal to 365 days interest.

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