Skip to Content
Close Icon


Health Savings Account (HSA)

An HSA is an account designed to help you save specifically for health care costs.

piggy bank with bandages and money to represent a HSA account

Account Requirements
  • Must have a qualifying HDHP (High Deductible Health Plan) to open
  • Not be enrolled in Medicare
  • No other medical coverage
  • Not claimed as a dependent on someone else’s tax return

documents icon
Beneficiary Info to Bring
View List

speech bubbles with question mark icon
Frequently Asked Questions
Read FAQs

IRS logo
Are my expenses qualified?
Learn More

Please consult your tax advisor to see if a HSA is good option for you.

Individual Retirement Accounts (IRA)

documents icon

Beneficiary Info to Bring
View List

old clock with jar of coins for retirement savings

Traditional IRA

  • Defers taxes on earnings until withdrawn
  • Certain contributions are tax deductible for the tax year for which they are made
  • Required minimum distributions begin at age 72


  • Non-deductible contributions
  • Certain distributions are tax free after a 5 year holding period.
  • No required minimum distributions

Personal bankers will need to know what year contributions are for, the amount, and what type of IRA you would like to open.
Please consult your tax advisor for advice.

Banzai logo Learning Resources

cartoon of doctor taking patient temperature

Health Savings Account

If you have a high-deductible plan, you can allocate tax-free income toward your health with a health savings account.

Read Article

cartoon of lady giving presentation to group

How to Make the Most
of your HSA or FSA

Learn the difference between a HSA and FSA, and predict your health care costs.

Learn More

cartoon of lady riding a bike

Financial Wellness

Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.

Take Assessment

calculator icon

Click to see how your investments may grow over time