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Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Hours
Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

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Business Checking

 

Business Checking Accounts

Compare our business checking accounts by toggling between them to discover which one is right for your business.

Take Advantage of FREE Included Options and check out Add-On Services for your business checking account.

 

Business Essential

Account Information

 

No Minimum Balance
No minimum amount to open or maintain account

50 Items FREE
An item is defined as a credit or debit - over 50 is $0.25 per item

$5.00 Paper Statement Fee*
Sign up for eStatements within Online Banking to waive fee.

Are you ready for the next step?

*Plus tax as applicable.

 

Business Enhanced

Account Information

 

No Minimum Balance
No minimum to open. $25 monthly fee if Average Collected Balance is below $5,000.

100 Items FREE
An item is defined as a credit or debit - over 100 is $0.25 per item

$5.00 Paper Statement Fee*
Sign up for eStatements within Online Banking to waive fee.

Are you ready for the next step?

*Plus tax as applicable.

 

Business Elite

Account Information

 

No Minimum Balance
No minimum to open. $25 monthly fee if Average Collected Balance is below $25,000.

200 Items FREE
An item is defined as a credit or debit - over 200 is $0.25 per item

$5.00 Paper Statement Fee*
Sign up for eStatements within Online Banking to waive fee.

Interest on your checking balance
Our best business checking rate

Are you ready for the next step?

*Plus tax as applicable.

 

What documents do you need to have to open your account?


  • Business Tax ID Number
  • Legal Documents indicating the ownership and structure
    (ie: Articles of Incorporation, Corporate By-Laws, Articles of Organization, Certificate of Organization, Partnership Agreement)
  • Non-Expired, Government Issued ID along with personal information such as physical address, phone number, etc.

Our Business Banking experts can help you find the right solution for your specific needs, regardless of whether you run a start-up, have an established business or work in agriculture.

Are you ready for the next step?


Take Advantage of FREE Included Options

Choose to add any or all of these FREE options to your business checking account.

Online & Mobile

Banking

Online & Mobile

Banking

Access your accounts 24/7 on your desktop or on-the-go with your mobile device.

Learn More

Bill Pay

Bill Pay

Simplify the way you pay bills-schedule regular payments or pay bills individually.

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Mobile Deposit

Mobile Deposit

Deposit a check into your bank account right from your smartphone using Mobile Deposit within the FCB mobile app.Learn More

Check Images

Check Images

Images of the checks written and the deposit tickets you use when you deposit.

eStatements

eStatements

Reduce paper, save money and sign up for eStatements within Online Banking.

Learn More

Auto-Sweep Service

Auto-Sweep Service

 Get flexibility in managing your account balances when you use our Auto-Sweep Service. 
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  IntraFi® Network DepositsSM

 IntraFi® Network DepositsSM

 A free service that grows your deposits of over $250,000 while receiving the protection of FDIC insurance. 
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Coin & Currency Service

Coin & Currency Service

Have large amounts of coin that you need turned in to dollar bills or need rolled coin?
Learn More

Positive Pay

Positive Pay

A web-based tool that can help combat check fraud and forgery. This tool is integrated with First Citizens Online Banking.

Night Deposit

Night Deposit

Make deposits after bank hours using our secure night deposit box.

Business

Debit Card

Business Debit Card

Put away your checkbook and grab your debit card!

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Visa® Business

Credit Card

Visa® Business Credit Card

Get purchasing power, flexibility, and rewards with a credit card.

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Add-On Services for Your Business Checking

Let us help you manage your money while you grow your business -- with dependable, accurate and efficient services.

Direct Deposit/

ACH/Payroll

Direct Deposit/

ACH/Payroll

Manage your accounts payable and receivable with ease.

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Merchant Card Services

Merchant Card Services

Offer credit/debit cards as a payment option to your customers.

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Digital Deposit

Digital Deposit

Deposit electronically from the convenience of your desk.

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Wire Transfers

Wire Transfers

Transfer funds quickly and securely by wire both domestic and international.

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Health Savings Account (HSA)

HSA

Offers tax benefits to both their owners and to employers who choose to contribute to them.

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Business Gift Card

Business Gift Card

A First Citizens gift card is easy and convenient to give.

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Other Business Options

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