Skip to Content

Preferred Branch

Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Hours
Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
Get Directions

Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

mail icon Search Icon Menu
Welcome

Welcome!

Start navigating site here or scroll down

Close
Home Business Business Savings

Business Savings

 

Business Saving Accounts

Compare our business saving accounts by toggling between them to discover which one is right for your business.

Take Advantage of FREE Included Options and enhance your business savings account with Add-On Services.

Basic Savings

Account Information

 

No Minimum to Open
Quarterly Statement*

Earn Interest
Paid on the daily collected balance.
Compounded andpaid quarterly.

Maintain a $100 average collected balance,and well waive the $2.00 monthly service charge.

Are you ready for the next step?

*Savings accounts receive quarterly statements unless there are electronic transfers, then monthly statements will be received. If you have a First Citizens Business Checking account, your savings account statement will be provided to you monthly with your checking statement.

Platinum Savings

Account Information

 

No Minimum to Open
Monthly Statement

Earn Tiered Interest
Paid on the daily collected balance of $10,000 or more.
See a Personal Banker for complete information aboutrates and tiers. Compounded and paid monthly.

Maintain a $10,000 average collected balance,and well waive the $25.00 monthly service charge.

Are you ready for the next step?

Certificate of Deposit (CD)

Account Information

 

$1,000 Minimum to Open

Earn Tiered Interest
The more you deposit the greater your return.

Time Terms*
You choose the length of time for the CD.
Terms range from 6 to 60 months.

One-time Bump
If rates go up there may be a one-time bump option which can be utilized to give you the better rate.

Are you ready for the next step?

*Penalty for early withdrawal varies depending on the term length for the certificate of deposit. Ask a personal banker what the penalty is for the term length you choose.

 

What documents do you need to bring in to open your account?


  • Business Tax ID Number
  • Legal Documents indicating the ownership and structure
    (ie: Articles of Incorporation, Corporate By-Laws, Articles of Organization, Certificate of Organization, Partnership Agreement)
  • Non-Expired, Government Issued ID along with personal information such as physical address, phone number, etc.

Our Business Banking experts can help you find the right solution for your specific needs, regardless of whether you run a start-up, have an established business or work in agriculture.

Are you ready for the next step?


Take Advantage of FREE Included Options

Choose to add any or all of these FREE options to your business savings account.

Online & Mobile

Banking

Online & Mobile

Banking

Access your accounts 24/7 on your desktop or on-the-go with your mobile device.
Learn More

Bill Pay

Bill Pay

Simplify the way you pay bills-schedule regular payments or pay bills individually.

Learn More

Mobile Deposit

Mobile Deposit

Deposit a check into your bank account right from your smartphone using Mobile Deposit within the FCB mobile app.
Learn More

eStatements

eStatements

Reduce paper, save money and sign up for eStatements within Online Banking.

Learn More

Auto-Sweep Service

Auto-Sweep Service

 Get flexibility in managing your account balances when you use our Auto-Sweep Service. 
Learn More

  IntraFi® Network DepositsSM

 IntraFi® Network DepositsSM

 A free service that grows your deposits of over $250,000 while receiving the protection of FDIC insurance. 
Learn More

Coin & Currency Service

Coin & Currency Service

Have large amounts of coin that you need turned in to dollar bills or need rolled coin?
Learn More

Night Deposit

Night Deposit

Make deposits after bank hours using our secure night deposit box.


Add-On Services to Enhance Your Business Savings

Let us help you manage your money while you grow your business -- with dependable, accurate and efficient services.

Direct Deposit/

ACH/Payroll

Direct Deposit/

ACH/Payroll

Manage your accounts payable and receivable with ease.

Learn More

Merchant Card Services

Merchant Card Services

Offer credit/debit cards as a payment option to your customers.

Learn More

Digital Deposit

Digital Deposit

Deposit electronically from the convenience of your desk.

Learn More

Wire Transfers

Wire Transfers

Transfer funds quickly and securely by wire both domestic and international.

Learn More

Health Savings Account (HSA)

HSA

Offers tax benefits to both their owners and to employers who choose to contribute to them. 

Learn More

Business Gift Card

Business Gift Card

A First Citizens gift card is easy and convenient to give.

Learn More


Other Business Options

Contact Us
Back to Top