BUDGETING

Humans are fallible—sometimes we just need guidelines. If you struggle making sense of a sea of budgeting systems and apps, consider the 50/30/20 rule. The 50/30/20 rule states that your after-tax income should be roughly divided three ways: 50% to needs 30% to wants 20% to long-term savings The 50/30/20 rule is not gospel and it's not a law. It's a guard rail around your spending and savings decisions. Here's a tool to help you see how much of your monthly income

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