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Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel. (641)423-1600

Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
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Change Preferred Branch

  • Charles City Branch
    300 North Main Street
    Charles City, IA 50616

  • Clarion Branch
    315 Central Avenue East
    Clarion, IA 50525

  • Kanawha Branch
    220 North Main Street
    Kanawha, IA 50447

  • Mason City State Street Branch
    33 East State Street
    Mason City, IA 50401

  • Mason City West Branch
    2601 4th Street SW
    Mason City, IA 50401

  • Mora Branch
    730 Forest Ave East
    Mora, MN 55051

  • New Hampton Branch
    124 West Main Street
    New Hampton, IA 50659

  • Osage Branch
    501 Main Street
    Osage, IA 50461

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Home Blog We Are Asking For Your Loose Coins Again

We Are Asking For Your Loose Coins Again

We Are Asking For Your Loose Coins Again

Do you have any pennies, nickels, dimes, or quarters (especially nickels and dimes)? They are in high demand due to the Fed coin distribution being restricted. Local businesses, such as grocery stores, convenience stores, and gas stations, still rely on these coins and we need your help with helping them.

As mentioned in a previous blog post, the U.S. Mint is responsible for all coin production, while the Federal Reserve (the “Fed”) is responsible for keeping track of it all. If a retailer needs change, they get it from their bank, who ordered it from the Fed. 
Although the worst of the coin shortage has passed, beginning in March 2021, the demand for coins once again began to surpass the U.S. Mint’s production levels. In May 2021, the Federal Reserve reinstated a temporary cap on coin orders from depository institutions. The Federal Reserve’s priority remains to distribute as much coin as fairly and equitably as possible into the economy while maintaining a working inventory for as long as this coin circulation situation persists.

So what can we do in the meantime? Let’s help by sending your much-needed coins back into circulation (especially nickels and dimes)! Find the change you have hiding in coin jars, cup holders, and furniture and:

  1. Use it to buy things and pay as much as you can with the coins. Try your best to pay in exact change if possible. This gives businesses some change to use and does not require them to use the coins they do have. Some businesses are encouraging people to round up their change to make a donation to a charity. This is a great way to help others in need!
  2. Bring it to the First Citizens Bank location nearest you and exchange it for bills.
  3. Deposit it into an existing FCB account or open a new account! Maybe for a vacation savings fund!

There is no fee to count coins, even for non-customers! By bringing in your coins, it allows our branch locations to have the coins we need to provide change for the local businesses in our area. It’s a win-win for everybody! We will accept coins in the first drive-up lane (when there are multiple lanes), through curbside banking, or feel free to bring them into the bank.

1 comment

  • Joelle | Sep 17th 2021 @ 2:37 AM

    It would be helpful to know the exact branches that you can walk into that have a change machine on the premises

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