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Mason City (641)423-1600 Change Location

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Mason City Change Location

2601 4th Street SW
Mason City, IA 50401

Tel.(641)423-1600

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Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
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Home Blog Oh What Fun it Isn’t to Run Out of Christmas Money

Oh What Fun it Isn’t to Run Out of Christmas Money

Oh What Fun it Isn’t to Run Out of Christmas Money

Discouraged about not having enough money for your holiday season expenses? This most wonderful time of the year can put a strain on anyone’s wallet. Take the pressure off next year’s holiday season by setting money aside early with a Christmas Club account. 

Here are 5 great features about this interest earning savings account:*

  1. There is no minimum opening deposit.
  2. There are no service fees!
  3. Deposits can be made in any amount at any time.
  4. Interest is calculated on the daily collected balance up to $5,000.
  5. The balance is automatically transferred to your First Citizens checking account or savings account on November 1st of each year (or the next business day if on a weekend) allowing you plenty of time to get your holiday shopping done. 

If you use Online Banking, you could set up recurring transfers from your checking account to your Christmas Club account. That way you can “set it and forget it” without having to remember to make transfers on your own.

Do you have a First Citizens a debit card? If so, sign up for uSave and round up your debit card purchases, then have THAT amount deposited into your Christmas Club account! Little by little, your savings will grow over time. 

By planning ahead, it’ll take the panic and pressure out of last-minute holiday spending (whether it’s gifts, parties or other expenses), and get you into the habit of saving ahead of time. Stop in or open a Christmas Club account online and start saving today! Your wallet will thank you.

*No interest earned on balances over $5,000.00. Penalty applies for early withdrawal.

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