Personal

A credit card may seem like just another tool to help you make purchases, but it can be much more. When used responsibly, a credit card can help you build a good credit history. This could allow you to get loans at favorable interest rates, insurance with lower premiums, or better pricing with a cellular plan. The use of a credit card is directly connected to your credit score, the report card for borrowers. The responsible way you handle your credit card is recorded in your credit history for

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1. A bank's safe deposit box is a good place to store originals. Good candidates include originals of key documents, such as birth certificates, property deeds, car titles, and U.S. Savings Bonds that haven't been converted into electronic securities. Other possibilities include family keepsakes, valuable collections, pictures or videos of your home's contents for insurance purposes, and negatives for irreplaceable photos. (Another option may be to store digital images of important documents

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Tags: Best Places for Valuables

We love our family and friends. Really, we do. But this summer, we are celebrating the other loves in our lives: our pets! To help show our appreciation of our furry (or feathered) friends, we are having a "Summer Fun Furry Friends" Facebook contest! Between now and August 31st, simply share your favorite photo of your pet having summer fun on our Facebook page using the hashtag #FCBfurryfriends. Each week from now until August 31st, 2018, we will pick one lucky winner to receive a great prize!

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Tags: Pet Photo Contest

Do you often use your debit card? Do you have a cell phone? Do you look for deals when you shop? If you answered yes to any of these questions, keep reading. With the amaZING protections and discounts included with a BaZING account, it’s perfect for your everyday life. Benefits include: Cell Phone Protection* – When you pay your cell phone bill from your First Citizens account, your cell phone has added protection coverage. If your phone is broken or stolen, BaZing

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Tags: BaZing Checking Everyday Benefits

Summer is finally here! Many of you will be heading off on family vacations or other getaways. If you are traveling outside of your normal area and plan on using your First Citizens debit card, please let us know before you go. Stop in to the location nearest you or call 800-423-1602. If you don’t, we might think a thief (and not you) is making all those fun-filled vacation purchases and your debit card may get blocked.  At First Citizens, we use a fraud protection tool provided through

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Tags: Travel Debit Card Tips

First Citizens is now offering a brand new savings account called Platinum Savings! This high balance, high-yield savings account is the perfect choice for your long-term savings needs. The more you save, the more you earn! Features of Platinum Savings: No minimum opening deposit. Build your savings faster when you set up automatic deposits into your account. Six pre-authorized debits allowed per month (includes telephone transfers, Online Banking transfers, auto-transfers for overdraft

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Tags: High Balance Savings

As of June 1, 2018, the payment remittance address changed for TCM credit card holders. The payment address changed from Tampa, FL to Carol Stream, IL. Please refer to your June statement for full address. Payments sent to the old address will be forwarded to the new address in Carol Stream, IL until September 1, 2018. If payments are received at the old address after September 1, 2018, they will be returned to sender. Bill Pay: If you are using a bill pay service, you will need to update the

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Nickelette joins Benny as a co-leader of our Power Saver Club. Fun facts about Nickelette: she likes to say she is named after her favorite coin, the nickel. Nickelette is a thinker and planner. She comes up with a lot of the ideas for the club such as skating parties, swimming parties, and painting classes. Nickelette is an avid saver. She saves almost all the money she earns or receives as gifts. She has a plan and sticks to it. If you ask her, Nickelette encourages all kids to be POWER SAVERS

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