Personal

As with any public crisis, the spread of the coronavirus has created a new crop of greedy hackers – targeting people who are anxiously awaiting their stimulus check, who are working from home, and who are just trying their best to stay healthy. People of all ages need to be on guard against all kinds of scams and misinformation found online, in your email inbox, in your US Postal mailbox, and even in your text messages. As long as COVID-19 remains in the news and the spread of the pandemic

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Tags: CORONAVIRUS RELATED SCAMS

We hope you and your family are doing well during this unique time in history we are living in. We are all in this together. It's good to keep in mind that the COVID-19 pandemic will pass. From the aspect of banking, here are some services you can utilize from home: Online Banking with Bill Pay FCB Mobile App (Apple, Google Play) Remotely deposit checks via Mobile Deposit within the FCB Mobile App Open a Spending account along with a debit card online Open a Savings account or

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Tags: COVID-19 BANKING

Introducing Purchase Rewards Purchase rewards is a new feature located within online banking and is free to use! Receive special offers that are unique to you based on you debit card usage - the more you use your card, the more offers you will receive!  Watch this Purchase Rewards Demo to learn more: New offers are delivered every month! Purchase rewards is also accessible via the Personal FCB app so you can access it on the go! Click here for further information about Purchase

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Tags: PURCHASE REWARDS

It’s spring break time and many of you will be heading off on a family vacation or other getaway. If you are traveling outside of your normal area and plan on using your First Citizens debit card, please let us know before you go. A simple way to do this is to submit a travel notice using the SHAZAM BOLT$ mobile app. Simply tap on “Manage Travel Notices” on the menu screen, follow the prompts and provide us your travel dates and destinations.  Submitting a travel notice

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Tags: SHAZAM BOLTS APP

Realizing your dream home probably requires obtaining a mortgage. But what if you want to build your dream home on a specific lot of land, build an addition, or tackle a major renovation? If this sound appealing to you, you may want to consider getting a residential construction loan that’s designed to help you with home construction financing. This type of loan is a short-term loan up to eleven months and is used to pay for the cost of building or remodeling a home. It allows for multiple

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Tags: RESIDENTIAL CONSTRUCTION LOANS

Money Management within online banking can help you create a complete picture of your financial accounts. It’s free, secure, and easy to use.   Watch this video to learn where it is located within Online Banking on a computer and on a cell phone: As mentioned in the video, most outside accounts can be added including checking and savings accounts, investments, credit cards, loans, mortgages and other lines of credit. You can even customize them for easy identification!

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Tags: MONEY MANAGEMENT

A credit card may seem like just another tool to help you make purchases, but it can be much more. When used responsibly, a credit card can help you build a good credit history. This could allow you to get loans at favorable interest rates, insurance with lower premiums, or better pricing with a cellular plan. The use of a credit card is directly connected to your credit score, the report card for borrowers. The responsible way you handle your credit card is recorded in your credit history for

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Tags: VISA CREDIT CARD INCENTIVES

First Citizens Bank is committed to bringing the most up-to-date products and services to our customers. As we begin the New Year, this is a perfect time to take control of your finances and set some savings and budgeting goals for 2020. One way to do this comes FREE with First Citizens Online Banking, and is called Money Management. Money Management allows you to see a holistic picture of your finances all in one place. You can link any outside bank accounts, loans, credit cards, retirement

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Tags: MONEY MANAGEMENT

Discouraged about not having enough money for your holiday season expenses? This most wonderful time of the year can put a strain on anyone’s wallet. Take the pressure off next year’s holiday season by setting money aside early with a Christmas Club account.  Here are 5 great features about this interest earning savings account:* There is no minimum opening deposit. There are no service fees! Deposits can be made in any amount at any time. Interest is calculated on

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Tags: CHRISTMAS CLUB ACCOUNT

Did you know that First Citizens Bank can help you with your holiday shopping? Are you in need of a perfect gift for someone on your Christmas list? Well, look no further than First Citizens! Here are three great reasons to purchase Mastercard® gift cards from us: Reason #1: They make great gifts and are available in a variety of designs (including holiday)! They can have a value in any amount from $10 up to $1,000!* It’s a gift you won’t have to worry about the recipient returning.

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Tags: Gift Card Advantages