Archive - July 2019

  Weekly Market Summaries is a feature in the Resources section under Wealth Management on our website. The summaries contain information on the Dow, S&P 500, NASDAQ, Russell 2000, Global Dow, Federal Funds interest rate, and 10-year Treasury yields as well as highlights of past and future economic data. Want to know what the market summaries are for this week? If so, click here. Products provided by First Citizens Wealth Management are not insured by the FDIC, are not deposits of

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First Citizens Charitable Foundation, Inc. is pleased to announce that 49 area organizations were the recipients of $338,300 in donations at the mid-year 2019 awards period.  Recipients are: Belmond Area Arts Council $1,000 for construction of a canopy for the Arts Center; Big Brothers Big Sisters of Northeast Iowa $5,000 for their mentoring program; Cedar Valley Seminary Foundation $25,000 toward restoration of the Cedar Valley Seminary Building; Central Gardens of North Iowa, Inc. $2,500

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The flashes of fireflies on a warm, humid summer night remind many of us of our carefree childhood sense of wonder and delight while trying to catch them. With firefly season in full swing, their enchanting light displays often spark our curiosity and capture our imaginations. How much do you know about them?   Here are five fascinating facts about fireflies: Fireflies are beetles. These insects are neither flies nor true bugs. Instead they are beetles, just like ladybugs. Like

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First Citizens Wealth Management is pleased to announce that Trust Operations Specialists’ Amanda Berding, Teresa Shaw, Steve Rowlet and Cheryl Rottinghaus have completed the requirements to attain the Accredited Trust Operations Professional Designation awarded through Accutech University, a division of Accutech Systems Corporation, in cooperation with the Fiduciary Education Center. The coursework includes fiduciary law and administration; income and estate tax; operations functions; compliance

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Do you have all your ducks in a row with your estate plan? If you answer yes, let me ask you when the last time you reviewed it was? Are you clear on what happens when you die? Yes, I said it…when you die. There are few guarantees in life but one that I can guarantee you is that you will, in fact, die. Having practiced probate law myself, I have seen the negative impact of failing to accept that fact until it is too late. The widow sorting through stacks of documents trying to locate everything

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