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Mason City (641)423-1600 Change Location

Your Preferred Branch

Mason City Change Location

2601 4th Street SW
Mason City, IA 50401


Monday-Thursday: 9:00am - 4:00pm
Friday: 9:00am - 5:00pm
Sat: 9:00am - 12:00pm
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  • Charles City Branch
    300 North Main Street - Charles City

  • Clarion Branch
    315 Central Avenue East - Clarion

  • Kanawha Branch
    220 North Main Street - Kanawha

  • Latimer Branch
    119 North Akir Street - Latimer

  • Mason City State Street Branch
    33 East State Street - Mason City

  • Mason City West Branch
    2601 4th Street SW - Mason City

  • Mora Branch
    730 Forest Ave East - Mora

  • New Hampton Branch
    124 West Main Street - New Hampton

  • Osage Branch
    501 Main Street - Osage

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Did you Know First Citizens offers VA Loans?

Posted On: November 11, 2019 by First Citizens Bank in: Personal

If you’re a veteran who is thinking of purchasing a home or refinancing the home you have, you may want to consider a VA loan instead of conventional financing. This government loan program was created to help current and former U.S. military service members, active-duty personnel, reservists, and eligible surviving spouses become homeowners. There are some key benefits of a VA loan: In most cases, you can buy a home with no down payment. VA loans are one of the last zero-down home loans available today. You won’t have to pay Private Mortgage Insurance (PMI), a monthly expense that conventional borrowers are required to pay unless they put down at least 20% of the loan amount. There is no prepayment penalty. A VA loan won’t restrict your right to sell your home if you decide you no longer want to own it. You don’t need to be a first-time homebuyer to get a VA loan. As long as you pay it off each time, you can use the benefit again and again. There

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