Attention Graduates (and everyone else): Did you make your bed today?

Graduation has finally come! It’s not only a milestone for students, it’s also a milestone for the family and friends who have supported them. It’s a time to celebrate as graduates enter the next chapter of their lives to find their passions, chase success, and thrive in the real world. Graduation ceremony speeches offer great tips for the new graduates out there, but they also offer the rest of us some big-time inspiration too.   On May 17, 2014, Admiral William McRaven
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                First Citizens Bank is pleased to announce that Dawn Marie Braun, Vice President Real Estate Private Banking Officer; Kelly Rush, Vice President Real Estate Lending Officer; and Ryan Venz, Assistant Vice President Real Estate Lending Officer, were recently named to the Iowa Mortgage Association’s President’s Club for their efforts as home loan originators. The Iowa Mortgage Association is a statewide
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It is not uncommon for people (especially singles and young couples who are just starting out with their careers) to have mixed feelings about purchasing a house. It is a big step and a huge financial responsibility. Owning a home can be a solid investment and you’ll want to make the right decisions. Here are 5 reasons to consider buying a home: 1. Interest rates are currently very low. The lower the interest rate, the less you actually pay on a monthly basis for your house and the sooner
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In the last Wealth Management blog post entitled "What Am I Really Paying for My Investments", we discussed various types of fees and expenses associated with investments. At the end of the day, building a solid investment strategy requires understanding not only the cost to do so but also your unique risk and reward preferences. Our team has been incorporating a cutting edge tool to assist demystifying the conversation around risk.   How does it work? Simply click here and you will run through
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Mobile devices, such as smartphones, smart watches, and tablets, continue to advance and innovate at an astonishing rate. As a result, some people replace their mobile devices as frequently as every year. Unfortunately, people often do not realize how much personal data is on these devices. Below we cover what may be on your mobile device and how you should securely wipe it before disposing of it. If your mobile device was issued to you by your employer, or has any work data stored on it, be sure
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Community. Dependable. Involvement. Local. Those words and many more are what came to mind when First Citizens employees were asked what words described the Bank. One of First Citizens Bank's Core Values is Community Leadership. That means being involved in the communities we're located in, and helping those communities grow. In 2018, First Citizens Bank won the Give Back Iowa Challenge through Volunteer Iowa for the third year in a row. During April and May of 2018, the Iowa employees
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To help us better serve you, our customer, we are have engaged a professional research firm to conduct a survey. If you receive an email or phone call from Avannis, it is not spam. No personal financial information will be gathered, and answers will remain anonymous unless you ask specifically to be contacted about an issue.   The survey will consist of 14 questions and should take a maximum of 3 to 5 minutes to complete. We sincerely appreciate your time and feedback! Please be open and honest
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We are encouraging our First Citizens employees and customers to have some fun with the mini Benny and Nickelette plushes by taking photos of them doing fun activities in their communities or somewhere around the world! Benny and Nickelette are the mascots for our Power Saver Club, exclusively for kids ages 14 and under. Benny is named after one of the Founding Fathers of the United States and the man on the $100 bill, Benjamin Franklin. Benny likes science, inventing things, and reading.
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This is a question that all clients of financial advisors should know the answer to, but unfortunately, we suspect few people really have a good handle on. At First Citizens Wealth Management, we feel that one of the most important things we can do is be very transparent about the fees and expenses associated with being a client of our organization. Here is a brief overview of the different types of costs a client may pay when working with a financial advisor: Commissions: This was once the
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According to the calendar, March 20th is the official first day of spring. Hooray! It’s a good time to clean out closets, wash windows, and get rid of the clutter that has built up over the cold months. Spring is also an ideal time to tidy up your saving and spending habits. Here are 5 tips to help put your finances in order: Review your budget. A lot can change in a year. If you’ve been promoted, had a child, or become a new homeowner or renter, be sure to update your budget.
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