Did you know First Citizens offers VA Loans?

If you’re a veteran who is thinking of purchasing a home or refinancing the home you have, you may want to consider a VA loan instead of conventional financing. This government loan program was created to help current and former U.S. military service members, active-duty personnel, reservists, and eligible surviving spouses become homeowners. There are some key benefits of a VA loan: In most cases, you can buy a home with no down payment. VA loans are one of the last zero-down home
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November is Financial Aid Awareness Month! It’s time for those attending college during the 2020-2021 academic year to start thinking FAFSA. FAFSA is the Free Application for Federal Student Aid. It’s the form to fill out (using 2018 tax and financial information) in order to apply for student grants, work-study, and loans. Here are 5 things you should know about financial aid this month: 1. Total College Costs You should be able to determine average costs for the upcoming
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Our Trust Officers have spent considerable time the past few months learning about upcoming changes to the Iowa law regarding Guardianships and Conservatorships for adults and minors. As Corporate Fiduciaries, it is our responsibility to understand and follow changing laws and regulations when it comes to the administration of our accounts. This is one of the key differentiators between naming an individual, such as a family member, and a Corporate Fiduciary, in your legal documents. For those of
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First Citizens Bank was recently honored as the Business of the Year at the Mason City Chamber of Commerce Annual Meeting. This annual event highlights accomplishments and recognizes individuals, businesses and organizations for achievements. First Citizens was recognized for its contributions to the community and making it a better place for everyone. At the meeting, Chief Credit Officer Bob Klocke reflected on his experience as a First Citizens employee over the past 22 years and how the
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Dee Onken, AVP Retail Banking Officer at First Citizens Bank in Osage was recently honored by the Iowa Bankers Association (IBA) for more than 50 years of service at a bank. The award was presented to Onken during the IBA Annual Convention on September 24 in Des Moines. Onken was one of 12 individuals recognized for reaching the 50-year service milestone. “Iowa banks have been a trusted resource for Iowans for more than 100 years. We are honored to have the commitment and experience of bankers
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First Citizens Bank is pleased to announce the hiring of Andrea Fix as Vice President, Lending Officer at the Mora location. In her role at FCB, Fix will handle commercial loans and home loans. “When it comes to financing, there is not a “one size fits all” approach,” said Fix. “I enjoy working with my customers to get to know them and understand their goals, so that together we can turn those goals into a reality. I would love the opportunity to work with you to discover
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First Citizens Wealth Management is pleased to announce that Associate Investment Officer, Brad Dummett, successfully passed the Level I Chartered Financial Analyst (“CFA”) examination and is currently a Level II CFA candidate. The CFA designation is globally recognized and attests to a charterholder’s success in a rigorous and comprehensive study program in the field of investment management and research analysis. Brad has been with First Citizens for six years.   As part
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For the past 23 years, First Citizens Power Saver Club has donated over 4,450 books to local schools, libraries, and daycare centers as part of its “Check It Out” book program. The program is designed to encourage children ages 14 and under to read. A few new books are chosen each fall, with reading levels from preschool to grade school. This year’s donated books were: Pete’s Grand Plan by Kim Riley-Quinn; Florence the Cheerful Frog by Rachel & Kamden Smith; and The Jamie
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Luke Gast, VP Lending Officer at First Citizens Bank in Mason City, has successfully completed the 2019 Iowa School of Banking held earlier this year in Cedar Rapids. The one-week, two-year school, offered by the Iowa Bankers Association, provides a challenging, educational experience in addition to peer networking. The challenging, interactive curriculum addresses the functions of banking departments and financial management and the business of banking. Practical experience is gained through
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Debit cards, debit cards, debit cards! A debit card can make everyday transactions very easy. First Citizens has a variety of debit cards to choose from: MasterCard® Debit Card, My Pic Photo Debit Card, or My Pic ID Debit Card. If you've never used a debit card before, or are thinking about getting one, here are our top five reasons why you should. No Need for Checks. Writing checks is time-consuming and is quickly becoming an antiquated payment method. Debit cards essentially do
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