Thinking about getting a First Citizens Visa Credit Card?

A credit card may seem like just another tool to help you make purchases, but it can be much more. When used responsibly, a credit card can help you build a good credit history. This could allow you to get loans at favorable interest rates, insurance with lower premiums, or better pricing with a cellular plan. The use of a credit card is directly connected to your credit score, the report card for borrowers. The responsible way you handle your credit card is recorded in your credit history for
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First Citizens Bank is committed to bringing the most up-to-date products and services to our customers. As we begin the New Year, this is a perfect time to take control of your finances and set some savings and budgeting goals for 2020. One way to do this comes FREE with First Citizens Online Banking, and is called Money Management. Money Management allows you to see a holistic picture of your finances all in one place. You can link any outside bank accounts, loans, credit cards, retirement
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2019 was a very eventful year! Before jumping into 2020, we’d like to share a collection of First Citizens moments from the past 12 months:    January Our Clarion employees helped supply the Wright County Catholic Cluster's Medical Mission trip to Haiti with small bottles of baby shampoo, baby powder, and baby wipes.     February Our Charles City employees donated to "Charles City Cares" which helps elementary and middle school students who are in
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Discouraged about not having enough money for your holiday season expenses? This most wonderful time of the year can put a strain on anyone’s wallet. Take the pressure off next year’s holiday season by setting money aside early with a Christmas Club account.  Here are 5 great features about this interest earning savings account:* There is no minimum opening deposit. There are no service fees! Deposits can be made in any amount at any time. Interest is calculated on
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During the holiday season, millions of people will be looking online to buy the perfect gifts. What’s not to love? You make a list, check it twice, and then shop shop shop. It’s fast, convenient, and lets you avoid the crowds, however online shopping may make you vulnerable to identity theft. Here are some helpful tips to stay safe when shopping via the internet this holiday season: Shop at websites you trust On the web, some businesses are fabricated by cyber criminals who are
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First Citizens Bank is proud to announce they have been named "Best Community Banks to Work For in 2019" in the $1 billion or more asset size category. The recognition was based on anonymous employee responses of a 38 question survey. Winning banks in each of the five asset size classes had to have at least 40% of full-time employees participate in the survey. This recognition is printed in the December 2019 issue of Independent Banker, a monthly publication by ICBA, Independent Community
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Did you know that First Citizens Bank can help you with your holiday shopping? Are you in need of a perfect gift for someone on your Christmas list? Well, look no further than First Citizens! Here are three great reasons to purchase Mastercard® gift cards from us: Reason #1: They make great gifts and are available in a variety of designs (including holiday)! They can have a value in any amount from $10 up to $1,000!* It’s a gift you won’t have to worry about the recipient returning.
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This year the Thanksgiving holiday lands on November 28th (the very last Thursday in November). It is a day to be thankful for family, caring friends, and all the things in life that we are blessed to have. At First Citizens, we are thankful for all the wonderful friends, coworkers, customers, community members, and readers of this blog. Giving thanks is good because reflecting on and expressing thanks for the good things in your life can give you a happiness boost. But how do you get into the
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Passwords. Passwords. Passwords. Every day we are required to input passwords. Let’s be honest, passwords are a pain. We all know that good ones protect us from hackers, but it’s a real challenge to create and remember strong passwords for all our online accounts. Creating a secure password is more crucial than ever because our lives are often spent in the digital universe: social media, banking, email, shopping, and more. So, how do you create strong passwords that you can recall
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If you’re a veteran who is thinking of purchasing a home or refinancing the home you have, you may want to consider a VA loan instead of conventional financing. This government loan program was created to help current and former U.S. military service members, active-duty personnel, reservists, and eligible surviving spouses become homeowners. There are some key benefits of a VA loan: In most cases, you can buy a home with no down payment. VA loans are one of the last zero-down home
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