Thinking of getting a Credit Card from First Citizens Bank?

A credit card may seem like just another tool to help you make purchases, but it can be much more. When used responsibly, a credit card can help you build a good credit history. This could allow you to get loans at favorable interest rates, insurance with lower premiums, or better pricing with a cellular plan. The use of a credit card is directly connected to your credit score, the report card for borrowers. The responsible way you handle your credit card is recorded in your credit history for
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First Citizens Bank is committed to bringing you the most up-to-date products and services. As we dive into the new year, this is a perfect time to take control of your finances and set some savings and budgeting goals for 2019. Do you really know how much you spend on gas, groceries, shopping and eating out each month? Have all that information and more right at your fingertips with Money Management located within Online Banking!   Money Management is FREE and allows you to see all your accounts,
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2018 was a very eventful year! Before jumping into 2019, we’d like to share a collection of fun First Citizens moments from the past 12 months:    January Did you know in 2018 it was National Glazed Donut day on January 12? What a sweet surprise! First Citizens celebrated with bakery-fresh glazed donuts.   February Our FCB “Super Shoppers” participated in the Grab and Give Grocery Event at Hy-Vee West in Mason City on February 27. Did they win the
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Discouraged about not having enough money for your holiday season expenses? This most wonderful time of the year can put a strain on anyone’s wallet. Take the pressure off next year’s holiday season by setting money aside early with a Christmas Club account.  Here are 5 great features about this interest earning savings account:* There is no minimum opening deposit. There are no service fees! Deposits can be made in any amount at any time. Interest is calculated on
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With the hustle and bustle of the holiday season, it’s easy to forget that the smallest of things can make the most significant impact on someone else. For instance, the simple act of cleaning snow off a vehicle next to yours could bring a smile to someone’s face and make their day better. There are unlimited options all around you to be a kind, compassionate, and helping person. No particular talent or measure of time and money is required to carry out little random acts of kindness.
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During the holiday season, millions of people will be looking online to buy the perfect gifts. What’s not to love? You make a list, check it twice, and then shop shop shop. It’s fast, convenient, and lets you avoid the crowds, however online shopping may make you vulnerable to identity theft. Here are some helpful tips to stay safe when shopping via the internet this holiday season: Shop at websites you trust On the web, some businesses are fabricated by cyber criminals who are
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Did you know that First Citizens Bank can help you with your holiday shopping? Are you in need of a perfect gift for someone on your Christmas list? Well, look no further than First Citizens! Here are three great reasons to purchase Mastercard® gift cards from us: Reason #1: They make great gifts and are available in a variety of designs (including holiday)! They can have a value in any amount from $10 up to $1,000!* It’s a gift you won’t have to worry about the recipient returning.
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Canstruction is in full swing at the Mason City West location of First Citizens Bank. This year we are creating a gingerbread house along with some gingerbread people. This is the seventh year that First Citizens has created a canstruction display. Help us with our creation by stopping in and dropping off non-perishable food items. Here is a list of the most needed items: Instant oatmeal - 10 packets to a box Cereal Peanut Butter Diced Tomatoes Mixed Vegetables Instant Potatoes Pork
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This year the Thanksgiving holiday lands on Thursday, November 22. It is a day to be thankful for family, caring friends, and all the things in life that we are blessed to have. At First Citizens, we are thankful for all the wonderful friends, coworkers, customers, community members, and readers of this blog. Giving thanks is good because reflecting on and expressing thanks for the good things in your life can give you a happiness boost. But how do you get into the swing of gratitude? Is it only
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First Citizens Wealth Management is pleased to announce that Terry Bleile and Bryan Lathrop, have joined the team at First Citizens.    Terry Bleile will be working as a Wealth Advisor. Terry has over 20 years of CPA experience at McCoy & Co. and Hogan-Hansen CPAs & Consultants.  For the past two years Terry has worked as a Financial Consultant with Thrivent Financial Services. Terry is originally from Dubuque and is a graduate of the University of Northern Iowa with degrees in
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