Watch out for Coronavirus-Related Scams

As with any public crisis, the spread of the coronavirus has created a new crop of greedy hackers – targeting people who are anxiously awaiting their stimulus check, who are working from home, and who are just trying their best to stay healthy. People of all ages need to be on guard against all kinds of scams and misinformation found online, in your email inbox, in your US Postal mailbox, and even in your text messages. As long as COVID-19 remains in the news and the spread of the pandemic
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As a community bank, we care about the health and well-being of our customers and the communities we serve. If you are experiencing financial hardship either directly or indirectly related to the novel coronavirus (COVID-19), please know that we are working hard to provide payment relief options to our loan customers. Call our FCB COVID-19 Task Force at 800-423-1602: If you have a home loan from First Citizens. We are offering various loan modification options to eligible home loan
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We hope you and your family are doing well during this unique time in history we are living in. We are all in this together. It's good to keep in mind that the COVID-19 pandemic will pass. From the aspect of banking, here are some services you can utilize from home: Online Banking with Bill Pay FCB Mobile App (Apple, Google Play) Remotely deposit checks via Mobile Deposit within the FCB Mobile App Open a Spending account along with a debit card online Open a Savings account or
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Introducing Purchase Rewards Purchase rewards is a new feature located within online banking and is free to use! Receive special offers that are unique to you based on you debit card usage - the more you use your card, the more offers you will receive!  Watch this Purchase Rewards Demo to learn more: New offers are delivered every month! Purchase rewards is also accessible via the Personal FCB app so you can access it on the go! Click here for further information about Purchase
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We are creating a 2021 First Citizens Bank Wall Calendar that will highlight photos from amateur photographers of any age! You may enter up to five photos. The photos may be comprised of anything that signifies lifestyle and beauty around you: scenery, wildlife, pets, architecture, nature, etc... To enter, either drop your photos off at the First Citizens Bank location nearest you or email us jpg files of your photos. If submitting digital photos, check your camera's settings
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It’s spring break time and many of you will be heading off on a family vacation or other getaway. If you are traveling outside of your normal area and plan on using your First Citizens debit card, please let us know before you go. A simple way to do this is to submit a travel notice using the SHAZAM BOLT$ mobile app. Simply tap on “Manage Travel Notices” on the menu screen, follow the prompts and provide us your travel dates and destinations.  Submitting a travel notice
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Investments. Yeah, we said it.   You’re probably thinking “I don’t know much about investments. They’re scary, and maybe even a little boring”. Boring? What? No! We think investments are cool. They rank right up there with pocket protectors and dad jokes. The prospect of learning about investments doesn’t exactly scream “FUN!”, but we think it’s important to arm you with at least enough information to start a conversation. Give us an opportunity
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Realizing your dream home probably requires obtaining a mortgage. But what if you want to build your dream home on a specific lot of land, build an addition, or tackle a major renovation? If this sound appealing to you, you may want to consider getting a residential construction loan that’s designed to help you with home construction financing. This type of loan is a short-term loan up to eleven months and is used to pay for the cost of building or remodeling a home. It allows for multiple
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With a new year, comes new laws effective January 1, 2020. In December 2019, the Setting Every Community Up for Retirement Enhancement Act (SECURE Act) was signed into law making way for changes that have a real impact on retirement and estate planning. Here are some key takeaways and what they may mean for you: RMD delay to age 72. From 1975 to 2019, an individual was required to begin taking Required Minimum Distributions (RMDs) from their Traditional IRA, SEP IRA, Simple IRA, and 401k/403b
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Money Management within online banking can help you create a complete picture of your financial accounts. It’s free, secure, and easy to use.   Watch this video to learn where it is located within Online Banking on a computer and on a cell phone: As mentioned in the video, most outside accounts can be added including checking and savings accounts, investments, credit cards, loans, mortgages and other lines of credit. You can even customize them for easy identification!
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